@import url('https://fonts.googleapis.com/css2?family=Great+Vibes&display=swap');

/* Smooth scrolling for anchor navigation */
html {
  scroll-behavior: smooth;
}

/* Offset anchor targets below the sticky header */
#sba-programs,
#sba-underwriting,
#sba-timeline,
#sba-fit,
#sba-faq,
#acq-pillars,
#acq-structures,
#acq-risks,
#acq-example,
#acq-prep,
#acq-faq {
  scroll-margin-top: 110px;
}

.about-content-3 .info {
  max-width: 503px;
}

.signature-text {
  font-family: 'Great Vibes', cursive;
  font-size: 24px;
  color: #0b3130;
  display: block;
  margin-bottom: 5px;
  line-height: 19px;
  padding-top: 7px;
}

.hero-3 .hero-content h1 {
  font-size: 70px;
}

.btn-style-one {
  color: #ffffff;
}

.hero-3 .hero-content .hero-button .theme-btn .icon {
  background-color: #FFF;
  color: #103c3b;
  display: flex;
  align-items: center;
  justify-content: center;
  border-radius: 50%;
}

.hero-3 .hero-content .hero-button .btn-style-two {
  padding: 16px 65px 16px 30px;
  background: transparent;
  border: 2px solid #ffffff;
  color: #ffffff;
}

.hero-3 .hero-content .hero-button .btn-style-two:hover {
  background: #ffffff;
  color: #103c3b;
}

.hero-3 .hero-content .hero-button .btn-style-two .icon {
  width: 55px;
  height: 55px;
  line-height: 45px;
  top: 6px;
  right: 5px;
  background-color: #ffffff;
  color: #103c3b;
  font-size: 20px;
}

.hero-3 .hero-content .hero-button .btn-style-two:hover .icon {
  background-color: #103c3b;
  color: #ffffff;
}

.about-content-3 .about-text {
  padding-right: 180px;
}

.circle-svg-text {
  width: 170px;
  height: 170px;
  animation: rotate 20s linear infinite;
}

.circle-svg-text text {
  font-family: 'DM Sans', sans-serif;
  font-size: 16px;
  font-weight: 600;
  fill: #ffffff;
  text-transform: uppercase;
  letter-spacing: 2px;
}

/* Equal height columns for feature section */
.feature-section-3 .row {
  display: flex;
  flex-wrap: wrap;
}

.feature-section-3 .row>[class*='col-'] {
  display: flex;
  flex-direction: column;
}

.feature-section-3 .feature-box-3,
.feature-section-3 .row .row {
  height: 100%;
}

.feature-section-3 .feature-service-card-items {
  height: 100%;
  display: flex;
  flex-direction: column;
}

.section-margin {
  margin-bottom: 55px;
}

.image-column-3 .inner-column .image2 {
  bottom: -59px;
}

.about-content-3 {
  padding-top: 39px;
}

.why-choose-section.section-bg-2 {
  margin: 0 30px;
  border-radius: 50px;
}

/* Call to Action Background Styling */
.how-it-work-section .auto-container {
  display: flex;
  flex-direction: column;
  align-items: center;
}

.how-sec-text {
  background: linear-gradient(90deg, #2D9A96 0%, #1F7A77 100%);
  color: #ffffff;
  padding: 20px 40px;
  border-radius: 50px;
  display: inline-block;
  max-width: 100%;
  text-align: center;
  align-items: center;
}

.how-sec-text a {
  color: #ffffff;
  text-decoration: underline;
  font-weight: 600;
}

/* Business Credit Section Styling */
.why-choose-section-2 .choose-us-content-2 .tab-content.light .why-choose-list p {
  color: #ffffff;
  font-size: 18px;
  line-height: 1.6;
}

.why-choose-section-2 .choose-us-content-2 .tab-content.light .why-choose-list-items .why-list {
  list-style: none;
  padding: 0;
  margin-top: 20px;
}

.why-choose-section-2 .choose-us-content-2 .tab-content.light .why-choose-list-items .why-list li {
  display: flex;
  align-items: center;
  gap: 15px;
  color: #ffffff;
  font-size: 18px;
  margin-bottom: 15px;
}

.why-choose-section-2 .choose-us-content-2 .tab-content.light .why-choose-list-items .why-list li img {
  width: 20px;
  height: 20px;
  flex-shrink: 0;
}

/* Scenarios Tab Section Styling */
.scenarios-tab-section {
  margin-top: 30px;
  margin-bottom: 30px;
}

.scenarios-title {
  color: #ffffff;
  font-size: 20px;
  font-weight: 600;
  margin-bottom: 20px;
}

.scenarios-tabs {
  display: inline-flex;
  background-color: #ffffff;
  padding: 5px;
  border-radius: 50px;
  gap: 5px;
  margin-bottom: 20px;
  flex-wrap: wrap;
}

.scenario-tab {
  background-color: transparent;
  color: #1a1a1a;
  border: none;
  padding: 12px 28px;
  border-radius: 50px;
  font-size: 16px;
  font-weight: 600;
  cursor: pointer;
  transition: all 0.3s ease;
  white-space: nowrap;
}

.scenario-tab:hover {
  background-color: rgba(45, 154, 150, 0.05);
}

.scenario-tab.active {
  background-color: #2D9A96;
  color: #ffffff;
}

/* FAQ Tabs Styling */
.faq-tabs {
  display: flex;
  justify-content: center;
  align-items: center;
  gap: 20px;
  margin-bottom: 0px;
  flex-wrap: wrap;
}

.faq-tab {
  background: transparent;
  border: none;
  font-size: 16px;
  font-weight: 500;
  color: #1a1a1a;
  padding: 10px 25px;
  cursor: pointer;
  transition: all 0.3s ease;
  border-radius: 8px;
}

.faq-tab.active {
  background-color: #103C3B;
  color: #ffffff;
}

.faq-tab:not(.active):hover {
  color: #2D9A96;
}

/* Accordion Adjustments for FAQ Section */
.faq-content-1 .accordion-box .block {
  border-bottom: 1px solid rgba(0, 0, 0, 0.1);
  padding: 30px 0;
  margin-bottom: 0;
}

.faq-content-1 .accordion-box .block .acc-btn {
  font-family: inherit;
  font-size: 20px;
  font-weight: 500;
  letter-spacing: -0.02em;
  text-align: left;
  padding-right: 50px;
}

.faq-content-1 .accordion-box .block .acc-btn .icon {
  position: absolute;
  right: 0;
  top: 50%;
  transform: translateY(-50%);
  display: block;
  margin-left: 0;
}

.faq-content-1 .accordion-box .block .acc-btn.active .icon:before {
  content: "\f106";
  /* Simple Angle up */
  font-family: "Font Awesome 6 Free";
  font-weight: 900;
}

.faq-content-1 .accordion-box .block .acc-btn .icon:before {
  content: "\f107";
  /* Simple Angle down */
  font-family: "Font Awesome 6 Free";
  font-weight: 900;
}

.faq-content-1 .accordion-box .block .acc-content {
  margin-top: 20px;
  text-align: left;
}

.faq-content-1 .accordion-box .block .acc-content .text {
  font-size: 18px;
  line-height: 1.6;
  color: #444;
  max-width: 100%;
  margin: 0;
}

.filter-list .accordion {
  transition: opacity 0.4s ease, transform 0.4s ease;
}

.filter-list .accordion[style*="display: none"] {
  opacity: 0;
  transform: translateY(10px);
}



.scenarios-content {
  position: relative;
}

.scenario-content {
  display: none;
}

.scenario-content.active {
  display: block;
}

.scenario-content p {
  color: rgba(255, 255, 255, 0.9);
  font-size: 18px;
  line-height: 1.6;
  margin: 0;
}

.choose-us-image-2 img {
  width: 90%;
}

.project-box-items-2 {
  padding: 20px;
}

.project-box-items-2 .project-image .project-content p {
  font-size: 15px;
  line-height: 22px;
}

.project-box-items-2 .project-image::before {
  background: -webkit-gradient(linear, left top, left bottom, from(rgba(20, 68, 67, 0)), to(#144443));
  background: linear-gradient(180deg, rgba(20, 68, 67, 0) 0%, #144443 100%);

}

.ks-project-area {
  padding-top: 0px;

}

/* Partner List Styling */
.partner-list {
  list-style: none;
  padding: 0;
  margin: 0;
}

.partner-list li {
  font-size: 16px;
  line-height: 1.6;
  padding-left: 30px;
  position: relative;
  margin-bottom: 12px;
  color: #555;
  display: flex;
  align-items: flex-start;
}

.partner-list li:last-child {
  margin-bottom: 0;
}

.partner-list li::before {
  content: "\f00c";
  /* FontAwesome check icon */
  font-family: "Font Awesome 6 Free";
  font-weight: 900;
  color: #ffffff;
  background-color: #2D9A96;
  font-size: 10px;
  width: 18px;
  height: 18px;
  border-radius: 50%;
  position: absolute;
  left: 0;
  top: 4px;
  display: flex;
  align-items: center;
  justify-content: center;
}

.Partner-btn {
  padding: 15px 35px;
  border-radius: 50px;
  background: #2D9A96;
  color: #ffffff;
  display: inline-flex;
  align-items: center;
  gap: 10px;
  font-weight: 600;
  transition: all 0.3s ease;
}

.Partner-btn:hover {
  background: #1F7A77;
  color: #ffffff;
}

.Partner-btn .icon {
  width: 25px;
  height: 25px;
  background: #ffffff;
  border-radius: 50%;
  display: flex;
  align-items: center;
  justify-content: center;
  color: #2D9A96;
  font-size: 12px;
}

.partner-project-main {
  background-image: linear-gradient(rgba(16, 60, 59, 0.85), rgba(16, 60, 59, 0.85)), url(../images/home-5/project/project-1.jpg);
  background-size: cover;
  background-repeat: no-repeat;
  background-position: center;
  max-height: 575px !important;
  width: 100%;
  border-radius: 20px;
  position: relative;
}

.ks-project-text {
  font-size: 16px;
  line-height: 22px;
  margin-bottom: 5px;
}

.ks-project-content-wrap {
  margin: 50px;
  display: inline-block;
  padding: 54px 80px 55px 60px;
  z-index: 1;
  overflow: hidden;
  cursor: pointer;
  max-width: 642px;
  transition: all 300ms ease;
  background: #fff;
  border-radius: 50px;
}

.ks-project-subtitle {
  font-weight: 600;
  font-size: 24px;
}

.testimonial-section-3 {
  margin: 0 30px;
  border-radius: 25px;
  background-color: #103C3B !important;
  padding: 80px 0;
}

.footer-cta-btn {
  display: inline-flex;
  align-items: center;
  gap: 15px;
  background: linear-gradient(90deg, #2D9A96 0%, #175C5A 100%);
  color: #ffffff !important;
  padding: 12px 25px;
  border-radius: 50px;
  font-weight: 600;
  font-size: 16px;
  transition: all 0.3s ease;
  text-decoration: none;
  border: none;
  margin-top: 10px;
}

.footer-cta-btn:hover {
  background: linear-gradient(90deg, #175C5A 0%, #2D9A96 100%);
  transform: translateY(-2px);
  box-shadow: 0 5px 15px rgba(0, 0, 0, 0.2);
}

.footer-cta-btn .arrow {
  width: 32px;
  height: 32px;
  background: #ffffff;
  color: #103C3B;
  border-radius: 50%;
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 14px;
  transition: all 0.3s ease;
}

.footer-cta-btn:hover .arrow {
  background: #2D9A96;
  color: #ffffff;
}

@media (max-width: 767px) {
  .footer-widget-wrapper .user-links-area {
    flex-direction: column;
  }
}

.content-box-style-3 .text {
  color: #ffffff !important;
}

.sticky-header .logo img {
  max-height: 76px !important;
}

.btn-style-one:hover {
  color: #ffffff !important;
}

.feature-service-card-items .content p {
  color: rgb(255 255 255);
}

.footer-widget-wrapper.style-2 .footer-content .contact-list-2 li {
  background: rgb(255 255 255 / 0%);
  padding: 0px;
}

.image-box-style-3 .star::after {
  position: absolute;
  top: -13px;
  left: 50%;
  -webkit-transform: translateX(-50%) rotate(45deg);
  transform: translateX(-50%) rotate(45deg);
  border-top: 1px solid #e1e1e1;
  border-left: 1px solid #e1e1e1;
  background-color: #103C3B;
  width: 25px;
  height: 25px;
  content: "";
  z-index: -1;
}

/* Navigation Button Styling */
.main-menu .navigation>li.btn-item {
  padding: 15px 0 15px 25px !important;
}

.main-menu .navigation>li.btn-item .theme-btn {
  padding: 10px 25px !important;
  height: auto !important;
  line-height: normal !important;
  border-radius: 50px;
  font-size: 16px;
  font-weight: 600;
}

.sticky-header .main-menu .navigation>li.btn-item {
  padding: 10px 0 10px 20px !important;
}




@media only screen and (max-width: 1199px) {
  .main-menu .navigation>li.btn-item {
    padding: 10px 15px !important;
    display: inline-block;
  }
}

/* Funding Solutions Responsive Styling */
@media only screen and (max-width: 767px) {
  .ks-project-area {
    padding: 60px 0;
  }

  .ks-project-item {
    background-image: none !important;
    background-color: #103C3B !important;
    border-radius: 20px !important;
    margin-bottom: 30px !important;
    height: auto !important;
    padding: 0 !important;
  }

  .ks-project-item .d-flex {
    display: block !important;
  }

  .ks-project-content-wrap {
    margin: 0 !important;
    padding: 30px 20px !important;
    max-width: 100% !important;
    width: 100% !important;
    background-color: transparent !important;
  }

  .ks-project-content-wrap::after {
    display: none !important;
  }

  .partner-content {
    text-align: left;
  }

  .ks-project-subtitle,
  .ks-project-text,
  .partner-list li {
    color: #ffffff !important;
  }

  .partner-list {
    padding-left: 20px;
  }

  .partner-list li {
    list-style-type: disc;
    margin-bottom: 5px;
    font-size: 14px;
  }

  .sec-title h2 {
    font-size: 28px !important;
    line-height: 36px !important;
  }
}

@media only screen and (min-width: 768px) and (max-width: 1199px) {
  .ks-project-item {
    height: auto !important;
    min-height: 450px;
  }

  .ks-project-content-wrap {
    margin: 30px !important;
    max-width: 400px !important;
  }
}

/* Sticky Header CTA Button */
.sticky-header-btn {
  padding: 16px 35px !important;
  margin-top: 2px;
}

/* Funding Categories Grid Redesign */
.funding-categories-grid {
  padding: 0px 0;
  background-color: #f8f7f2;
}

.funding-categories-grid .sec-title {
  margin-bottom: 50px;
}

.funding-card {
  background: #fff;
  border-radius: 20px;
  padding: 20px;
  position: relative;
  height: 100%;
  min-height: 278px;
  display: flex;
  flex-direction: column;
  border: 1px solid #e0e0e0;
  transition: all 300ms ease;
  margin-bottom: 20px;
}

.funding-card:hover {
  transform: translateY(-10px);
  box-shadow: 0 20px 40px rgba(0, 0, 0, 0.05);
}

.funding-card.dark-bg {
  background: #103C3B;
  color: #fff;
  border: none;
}

.funding-card .card-number {
  position: absolute;
  top: 25px;
  right: 35px;
  font-size: 80px;
  font-weight: 800;
  line-height: 1;
  color: rgba(0, 0, 0, 0.05);
}

.funding-card.dark-bg .card-number {
  color: rgba(255, 255, 255, 0.05);
}

.funding-card .card-icon {
  width: 60px;
  height: 60px;
  background: #103C3B;
  border-radius: 12px;
  display: flex;
  align-items: center;
  justify-content: center;
  margin-bottom: 30px;
  color: #fff;
  font-size: 30px;
}

.funding-card.dark-bg .card-icon {
  background: #fff;
  color: #103C3B;
}

.funding-card .card-title {
  font-size: 24px;
  font-weight: 700;
  margin-bottom: 15px;
  line-height: 1.3;
}

.funding-card.dark-bg .card-title {
  color: #fff;
}

.funding-card .card-desc {
  font-size: 15px;
  margin-bottom: 25px;
  line-height: 1.6;
}

.funding-card.dark-bg .card-desc {
  color: rgba(255, 255, 255, 0.8);
}

.funding-requirements {
  list-style: none;
  padding: 0;
  margin: 0 0 0px 0;
  flex-grow: 1;
}

.funding-requirements li {
  position: relative;
  padding-left: 25px;
  margin-bottom: 12px;
  font-size: 14px;
  line-height: 1.4;
}

.funding-requirements li::before {
  content: "\f058";
  font-family: "Font Awesome 6 Free";
  font-weight: 900;
  position: absolute;
  left: 0;
  top: 2px;
  color: #103C3B;
}

.funding-card.dark-bg .funding-requirements li::before {
  color: #fff;
}

.funding-card .learn-more {
  font-weight: 600;
  font-size: 14px;
  text-decoration: underline;
  color: #103C3B;
}

.funding-card.dark-bg .learn-more {
  color: #fff;
}

@media (max-width: 991px) {
  .funding-card {
    min-height: auto;
  }
}

/* Enhanced Hover State for Funding Cards */
.funding-categories-grid .funding-card {
  transition: all 400ms ease !important;
}

.funding-categories-grid .funding-card:hover {
  transform: translateY(-10px) !important;
  box-shadow: 0 20px 40px rgba(16, 60, 59, 0.2) !important;
  background-color: #103C3B !important;
  border-color: #103C3B !important;
  color: #ffffff !important;
}

.funding-categories-grid .funding-card:hover .card-title,
.funding-categories-grid .funding-card:hover .card-desc,
.funding-categories-grid .funding-card:hover .funding-requirements li,
.funding-categories-grid .funding-card:hover .funding-requirements li::before,
.funding-categories-grid .funding-card:hover .learn-more {
  color: #ffffff !important;
}

.funding-categories-grid .funding-card:hover .card-icon {
  background-color: #ffffff !important;
  color: #103C3B !important;
}

.funding-categories-grid .funding-card:hover .card-number {
  color: rgba(255, 255, 255, 0.08) !important;
}

.funding-card .card-icon,
.funding-card .card-number,
.funding-card .card-title,
.funding-card .card-desc,
.funding-card .learn-more,
.funding-requirements li,
.funding-requirements li::before {
  transition: all 400ms ease !important;
}

/* CTA Banner Styles */
.cta-banner-section {
  padding: 0px 0 60px;
  background-color: #f8f7f2;
}

.cta-banner-inner {
  background: linear-gradient(135deg, #103C3B 0%, #0d2f2e 100%);
  position: relative;
  border-radius: 40px;
  padding: 60px 80px;
  overflow: hidden;
  box-shadow: 0 15px 35px rgba(16, 60, 59, 0.2);
}

.cta-banner-inner::before {
  content: '';
  position: absolute;
  top: 0;
  left: 0;
  right: 0;
  bottom: 0;
  background: radial-gradient(circle at 10% 20%, rgba(255, 255, 255, 0.05) 0%, transparent 50%);
  pointer-events: none;
}

.cta-banner-content .sub-title {
  color: rgba(255, 255, 255, 0.6);
  display: flex;
  align-items: center;
  gap: 10px;
  font-size: 16px;
  text-transform: capitalize;
  margin-bottom: 20px;
}

.cta-banner-content .sub-title i {
  color: #4BD7D4;
  /* A light teal color for the icon */
}

.cta-banner-content .title {
  color: #fff;
  font-size: 48px;
  line-height: 1.2;
  margin-bottom: 25px;
}

.cta-banner-content .text {
  color: rgba(255, 255, 255, 0.8);
  font-size: 18px;
  line-height: 1.6;
  margin-bottom: 0;
}

.cta-banner-inner .btn-outer {
  text-align: right;
}

.cta-banner-inner .theme-btn {
  padding: 18px 45px;
  background: linear-gradient(90deg, #32AAA7 0%, #039397 100%);
  border-radius: 50px;
  font-weight: 600;
  color: #fff;
  display: inline-flex;
  align-items: center;
  gap: 15px;
}

.cta-banner-inner .theme-btn .icon {
  width: 35px;
  height: 35px;
  background: #fff;
  color: #103C3B;
  border-radius: 50%;
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 14px;
}

@media only screen and (max-width: 991px) {
  .cta-banner-inner {
    padding: 40px;
  }

  .cta-banner-inner .btn-outer {
    text-align: left;
    margin-top: 30px;
  }

  .cta-banner-content .title {
    font-size: 32px;
  }
}

/* Growth Section Text Styles */
.growth-section .text {
  color: #ffffff !important;
  font-size: 16px !important;
  line-height: 1.6;
  opacity: 0.9;
  /* Slightly transparent for better look */
}

/* Growth Section Overlay */
.growth-section {
  position: relative;
  z-index: 1;
}

.growth-section::before {
  content: '';
  position: absolute;
  top: 0;
  left: 0;
  right: 0;
  bottom: 0;
  background-color: rgba(16, 60, 59, 0.85);
  /* Dark green overlay to enhance readability */
  z-index: -1;
}

/* Modern FAQ Section Styles */
.modern-faq-section {
  padding: 100px 0;
  background-color: #f9f8f4;
  position: relative;
  overflow: hidden;
}

.modern-faq-section .bg-map {
  position: absolute;
  top: 50%;
  left: 50%;
  transform: translate(-50%, -50%);
  width: 80%;
  opacity: 0.4;
  pointer-events: none;
  z-index: 0;
}

.modern-faq-section .auto-container {
  position: relative;
  z-index: 1;
}

.modern-faq-section .sec-title {
  margin-bottom: 60px;
}

.modern-faq-section .sub-title {
  color: #666;
  font-size: 14px;
  font-weight: 600;
  text-transform: uppercase;
  letter-spacing: 2px;
  display: flex;
  align-items: center;
  justify-content: center;
  gap: 10px;
}

.modern-faq-section .sub-title i {
  color: #32AAA7;
  font-size: 18px;
}

.modern-faq-section .title {
  font-size: 42px;
  font-weight: 700;
  color: #222;
  margin: 15px 0;
}

.modern-faq-section .desc-text {
  font-size: 16px;
  color: #039397;
  text-decoration: underline;
  max-width: 500px;
  margin: 0 auto;
  line-height: 1.6;
}

.faq-accordion-custom {
  max-width: 800px;
  margin: 0 auto;
}

.faq-item-custom {
  border-bottom: 1px solid #e0e0e0;
  padding: 25px 0;
}

.faq-header-custom {
  display: flex;
  justify-content: space-between;
  align-items: center;
  cursor: pointer;
  transition: all 0.3s ease;
}

.faq-question-custom {
  font-size: 20px;
  font-weight: 600;
  color: #333;
  margin: 0;
}

.faq-icon-custom {
  font-size: 20px;
  color: #333;
  transition: transform 0.3s ease;
}

.faq-item-custom.active .faq-icon-custom {
  transform: rotate(180deg);
}

.faq-body-custom {
  max-height: 0;
  overflow: hidden;
  transition: max-height 0.4s ease-out, padding 0.4s ease;
}

.faq-item-custom.active .faq-body-custom {
  max-height: 200px;
  /* Adjust as needed */
  padding-top: 20px;
}

.faq-answer-custom {
  font-size: 17px;
  line-height: 1.7;
  color: #666;
  margin: 0;
}

/* Centering adjustment for FAQ Section */
.faq-left-items-1 .sec-title.text-center .sub-title {
  padding-left: 40px !important;
  /* Balanced for triangles */
  padding-right: 0px !important;
}

.faq-left-items-1 .sec-title.text-center h2 {
  margin-left: auto;
  margin-right: auto;
}

.hero-3 .hero-content .text-item p {
  font-size: 18px;
  color: var(--theme-color-white);
  max-width: 622px;
  text-transform: capitalize;
  line-height: 195%;
}

.credit-builder-h1 {
  font-size: 45px !important;
}

.color-white {
  color: #ffffff !important;
}

.about-image img,
.count-box {
  border-radius: 30px !important;
  overflow: hidden;
}

.about-section-three .row {
  align-items: stretch !important;
}

.about-section-three .content-colmun,
.about-section-three .image-colmun,
.about-section-three .content-box,
.about-section-three .image-box {
  height: 100%;
}

.about-section-three .image-box {
  display: flex;
  flex-direction: column;
}

.about-section-three .about-image {
  flex-grow: 1;
}

.about-section-three .about-image img {
  height: 100%;
  object-fit: cover;
}

.about-section-three .sec-title .text {
  font-size: 18px !important;
}

.about-section-three .feature-box {
  border-radius: 30px !important;
  overflow: hidden;
}

.about-section-three .image-colmun .image-box .count-box {
  bottom: 55px;
}

.pt-0 {
  padding-top: 0 !important;
}

.bg-cream {
  background-color: #F6F5EF !important;
}

/* PG vs No PG Strategy Section */
.pg-strategy-section {
  position: relative;
  background-color: #103C3B;
  z-index: 1;
  border-radius: 25px;
  margin: 0 30px;
  overflow: hidden;
}

.pg-strategy-section::before {
  content: '';
  position: absolute;
  top: 0;
  left: 0;
  right: 0;
  bottom: 0;
  background: rgba(16, 60, 59, 0.85);
  z-index: -1;
}

.strategy-card {
  background: rgba(255, 255, 255, 0.05);
  border: 1px solid rgba(255, 255, 255, 0.1);
  padding: 40px;
  border-radius: 20px;
  height: 100%;
  transition: all 0.3s ease;
}

.strategy-card:hover {
  background: rgba(255, 255, 255, 0.08);
  border-color: rgba(255, 255, 255, 0.2);
}

.strategy-card h3 {
  color: #fff;
  font-size: 28px;
  margin-bottom: 25px;
  font-weight: 600;
}

.strategy-card .feature-list.style-two {
  list-style: none;
  padding: 0;
}

.strategy-card .feature-list.style-two li {
  color: rgba(255, 255, 255, 0.8);
  font-size: 18px;
  margin-bottom: 15px;
  display: flex;
  align-items: center;
  gap: 15px;
}

.strategy-card .feature-list.style-two li .icon {
  width: 24px;
  height: 24px;
  background: #2D9A96;
  color: #fff;
  border-radius: 50%;
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 12px;
  flex-shrink: 0;
}

/* What's Included Section */
.whats-included-section {
  background-color: #F6F5EF;
  padding: 100px 0;
}

.platform-card {
  background: #fff;
  border-radius: 15px;
  padding: 40px 30px;
  height: 100%;
  position: relative;
  border-top: 10px solid #103C3B;
  box-shadow: 0px 10px 30px rgba(0, 0, 0, 0.03);
  display: flex;
  align-items: center;
  transition: all 0.3s ease;
}

.platform-card:hover {
  transform: translateY(-5px);
  box-shadow: 0px 15px 40px rgba(0, 0, 0, 0.06);
}

.platform-card h3 {
  font-size: 20px;
  font-weight: 500;
  color: #1a1a1a;
  line-height: 1.4;
  margin: 0;
}

.platform-features-subtitle {
  display: flex;
  align-items: center;
  justify-content: center;
  gap: 10px;
  color: #666;
  font-size: 14px;
  text-transform: uppercase;
  letter-spacing: 2px;
  margin-bottom: 15px;
}

.platform-features-subtitle i {
  color: #2D9A96;
  font-size: 16px;
}

/* Who This Platform Is For Section */
.ideal-users-section {
  background-color: #F6F5EF;
  padding: 80px 0;
}

.ideal-users-wrap {
  background-color: #103C3B;
  border-radius: 40px;
  overflow: hidden;
  display: flex;
  flex-wrap: wrap;
  margin: 0 15px;
}

.ideal-users-image {
  flex: 0 0 45%;
  max-width: 45%;
}

.ideal-users-image img {
  width: 100%;
  height: 100%;
  object-fit: cover;
}

.ideal-users-content {
  flex: 0 0 55%;
  max-width: 55%;
  padding: 80px 60px;
}

.ideal-content-subtitle {
  display: flex;
  align-items: center;
  gap: 10px;
  color: rgba(255, 255, 255, 0.6);
  font-size: 15px;
  margin-bottom: 20px;
}

.ideal-content-subtitle i {
  color: #2D9A96;
}

.ideal-users-content h2 {
  color: #fff;
  font-size: 45px;
  line-height: 1.2;
  margin-bottom: 30px;
  font-weight: 500;
}

.ideal-users-content p {
  color: #fff;
  font-size: 20px;
  margin-bottom: 25px;
}

.ideal-users-list {
  list-style: none;
  padding: 0;
}

.ideal-users-list li {
  color: rgba(255, 255, 255, 0.85);
  font-size: 18px;
  margin-bottom: 15px;
  display: flex;
  align-items: center;
  gap: 15px;
}

.ideal-users-list li .icon {
  width: 22px;
  height: 22px;
  background: #2D9A96;
  color: #fff;
  border-radius: 6px;
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 10px;
  flex-shrink: 0;
}

@media (max-width: 991px) {

  .ideal-users-image,
  .ideal-users-content {
    flex: 0 0 100%;
    max-width: 100%;
  }

  .ideal-users-image {
    height: 400px;
  }

  .ideal-users-content {
    padding: 50px 30px;
  }

  .ideal-users-content h2 {
    font-size: 32px;
  }
}

/* Pricing Section */
.pricing-section {
  background-color: #F6F5EF;
  padding: 100px 0;
}

.pricing-card {
  background: rgba(255, 255, 255, 0.4);
  border: 1px solid rgba(0, 0, 0, 0.05);
  border-radius: 30px;
  padding: 80px 40px 60px;
  max-width: 800px;
  margin: 0 auto;
  text-align: center;
  position: relative;
}

.pricing-badge {
  position: absolute;
  top: -25px;
  left: 50%;
  transform: translateX(-50%);
  background: #062928;
  color: #fff;
  padding: 12px 35px;
  border-radius: 50px;
  font-size: 16px;
  font-weight: 500;
  white-space: nowrap;
}

.price-amount {
  font-size: 48px;
  font-weight: 600;
  color: #1a1a1a;
  margin-bottom: 10px;
}

.price-sub {
  font-size: 24px;
  font-weight: 500;
  color: #1a1a1a;
  margin-bottom: 30px;
}

.price-note {
  font-size: 18px;
  color: #555;
  line-height: 1.6;
  max-width: 600px;
  margin: 0 auto 40px;
}

.pricing-btns {
  display: flex;
  justify-content: center;
  gap: 20px;
  flex-wrap: wrap;
}

.pricing-btn {
  display: inline-flex;
  align-items: center;
  gap: 15px;
  padding: 15px 35px;
  border-radius: 50px;
  font-size: 18px;
  font-weight: 500;
  transition: all 0.3s ease;
}

.pricing-btn.primary {
  background: #4A9AAB;
  color: #fff;
  border: 1px solid #4A9AAB;
}

.pricing-btn.secondary {
  background: transparent;
  color: #1a1a1a;
  border: 1px solid rgba(0, 0, 0, 0.1);
}

.pricing-btn .icon-circle {
  width: 32px;
  height: 32px;
  border-radius: 50%;
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 14px;
  transition: all 0.3s ease;
}

.pricing-btn.primary .icon-circle {
  background: #fff;
  color: #4A9AAB;
}

.pricing-btn.secondary .icon-circle {
  background: #4A9AAB;
  color: #fff;
}

.pricing-btn:hover {
  transform: translateY(-3px);
  box-shadow: 0 10px 20px rgba(0, 0, 0, 0.1);
}


/* CTA Action Banner Section */
.cta-action-banner {
  background-color: #F6F5EF;
  padding: 100px 0;
}

.cta-banner-container {
  position: relative;
  border-radius: 60px;
  border: 4px solid #0095FF;
  padding: 100px 40px;
  text-align: center;
  overflow: hidden;
  z-index: 1;
  background-size: cover;
  background-position: center;
}

.cta-banner-container::before {
  content: '';
  position: absolute;
  top: 0;
  left: 0;
  right: 0;
  bottom: 0;
  background: rgba(6, 41, 40, 0.85);
  z-index: -1;
}

.cta-banner-title {
  color: #fff;
  font-size: 42px;
  font-weight: 500;
  margin-bottom: 50px;
  line-height: 1.3;
  max-width: 800px;
  margin-left: auto;
  margin-right: auto;
}

.cta-action-btns {
  display: flex;
  justify-content: center;
  gap: 25px;
  flex-wrap: wrap;
}

.cta-action-btn {
  display: inline-flex;
  align-items: center;
  gap: 15px;
  padding: 18px 40px;
  border-radius: 50px;
  font-size: 18px;
  font-weight: 500;
  transition: all 0.3s ease;
  text-decoration: none;
}

.cta-action-btn.enroll {
  background: #4A9AAB;
  color: #fff;
}

/* Modern Partnership Redesign */
.partnership-modern-section {
  padding: 120px 0;
  background: #F6F5EF;
  position: relative;
  overflow: hidden;
}

.partnership-modern-section::before {
  content: '';
  position: absolute;
  top: -10%;
  right: -5%;
  width: 400px;
  height: 400px;
  background: radial-gradient(circle, rgba(57, 189, 187, 0.05) 0%, transparent 70%);
  border-radius: 50%;
  z-index: 0;
}

.partnership-modern-section .sec-title {
  margin-bottom: 80px;
}

.partnership-title-tag {
  display: inline-block;
  padding: 8px 20px;
  background: rgba(57, 189, 187, 0.1);
  color: #103c3b;
  border-radius: 50px;
  font-size: 14px;
  font-weight: 700;
  text-transform: uppercase;
  letter-spacing: 2px;
  margin-bottom: 20px;
}

.partnership-container {
  display: flex;
  gap: 30px;
  flex-wrap: wrap;
}

.partnership-card {
  flex: 1;
  min-width: 320px;
  background: #fff;
  border-radius: 35px;
  padding: 50px;
  position: relative;
  transition: all 0.5s cubic-bezier(0.25, 0.8, 0.25, 1);
  border: 1px solid rgba(0, 0, 0, 0.05);
  display: flex;
  flex-direction: column;
  justify-content: space-between;
  overflow: hidden;
  box-shadow: 0 10px 30px rgba(0, 0, 0, 0.02);
}

.partnership-card:hover {
  transform: translateY(-15px);
  box-shadow: 0 30px 60px rgba(16, 60, 59, 0.1);
}

.partnership-card.dark-theme {
  background: #103c3b;
  color: #fff;
}

.partnership-card.dark-theme .card-number {
  color: rgba(255, 255, 255, 0.1);
}

.partnership-card .card-number {
  position: absolute;
  top: 30px;
  right: 40px;
  font-size: 80px;
  font-weight: 900;
  color: rgba(16, 60, 59, 0.05);
  line-height: 1;
}

.partnership-card .card-icon {
  width: 70px;
  height: 70px;
  border-radius: 20px;
  background: #f4fcfc;
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 30px;
  color: #39bdbb;
  margin-bottom: 35px;
  transition: all 0.3s;
}

.partnership-card.dark-theme .card-icon {
  background: rgba(255, 255, 255, 0.15);
  color: #ffffff;
}

.partnership-card h3 {
  font-size: 32px;
  font-weight: 700;
  margin-bottom: 20px;
  color: inherit;
  line-height: 1.2;
}

.partnership-card p {
  font-size: 17px;
  line-height: 1.6;
  margin-bottom: 30px;
  color: inherit;
  opacity: 0.85;
}

.partnership-card .feature-list {
  margin-bottom: 40px;
}

.partnership-card .feature-list li {
  display: flex;
  align-items: center;
  gap: 12px;
  margin-bottom: 15px;
  font-weight: 500;
  font-size: 16px;
}

.partnership-card .feature-list li i {
  color: #39bdbb;
  font-size: 14px;
}

/* Partner Comparison Table Styling */
.comparison-section {
  padding: 100px 0;
  background-color: #f8f7f2;
}

.comparison-table-wrapper {
  background-color: #103c3b;
  border-radius: 30px;
  padding: 40px;
  overflow-x: auto;
}

.comparison-table {
  width: 100%;
  border-collapse: collapse;
  color: #ffffff;
  min-width: 800px;
}

.comparison-table th {
  text-align: left;
  padding: 20px;
  font-size: 18px;
  font-weight: 700;
  border-bottom: 1px solid rgba(255, 255, 255, 0.1);
}

.comparison-table th:first-child {
  width: 34%;
}

.comparison-table td {
  padding: 18px 20px;
  font-size: 16px;
  border-bottom: 1px solid rgba(255, 255, 255, 0.05);
  vertical-align: middle;
}

.comparison-table tr:last-child td {
  border-bottom: none;
}

.comparison-table tr:hover td {
  background-color: rgba(255, 255, 255, 0.03);
}

.comparison-table .feature-col {
  font-weight: 500;
  opacity: 0.9;
}

.comparison-table .status-check {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  width: 28px;
  height: 28px;
  background-color: #28a745;
  color: #fff;
  border-radius: 4px;
  font-size: 14px;
}

.comparison-table .status-cross {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  width: 28px;
  height: 28px;
  background-color: #dc3545;
  color: #fff;
  border-radius: 50%;
  font-size: 14px;
}

.comparison-table .value-text {
  font-size: 15px;
  opacity: 0.8;
}

.comparison-section .sec-title .title {
  font-size: 44px;
  font-weight: 700;
  color: #1a1a1a;
}

@media (max-width: 767px) {
  .comparison-table-wrapper {
    padding: 15px;
    border-radius: 20px;
  }

  .comparison-table {
    min-width: 650px;
  }

  .comparison-table th,
  .comparison-table td {
    padding: 12px 10px;
    font-size: 13px;
  }

  /* Sticky First Column for Mobile Navigation */
  .comparison-table th:first-child,
  .comparison-table td:first-child {
    position: sticky;
    left: 0;
    background-color: #103c3b;
    z-index: 5;
    box-shadow: 2px 0 5px rgba(0, 0, 0, 0.2);
  }

  .comparison-table th:first-child {
    z-index: 6;
  }
}

.partnership-card.dark-theme .feature-list li i {
  color: #ffffff;
}

.partnership-img-box {
  border-radius: 25px;
  overflow: hidden;
  margin-top: auto;
  position: relative;
  height: 220px;
}

.partnership-img-box img {
  width: 100%;
  height: 100%;
  object-fit: cover;
  transition: transform 0.8s;
}

.partnership-card:hover .partnership-img-box img {
  transform: scale(1.1);
}

.partnership-cta {
  margin-top: 30px;
  display: inline-flex;
  align-items: center;
  gap: 10px;
  font-weight: 700;
  color: #39bdbb;
  text-decoration: none;
  font-size: 16px;
  transition: gap 0.3s;
}

.partnership-card.dark-theme .partnership-cta {
  color: #ffffff;
}

.partnership-cta:hover {
  gap: 18px;
}

@media (max-width: 991px) {
  .partnership-modern-section {
    padding: 80px 0;
  }

  .partnership-card {
    padding: 35px;
  }
}

.cta-action-btn.specialist {
  background: transparent;
  color: #fff;
  border: 1px solid rgba(255, 255, 255, 0.5);
}

.cta-action-btn .icon-circle {
  width: 36px;
  height: 36px;
  border-radius: 50%;
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 14px;
  transition: all 0.3s ease;
}

.cta-action-btn.enroll .icon-circle {
  background: #fff;
  color: #000;
}

.cta-action-btn.specialist .icon-circle {
  background: #4A9AAB;
  color: #fff;
}

.cta-action-btn:hover {
  transform: translateY(-3px);
  box-shadow: 0 10px 20px rgba(0, 0, 0, 0.2);
}

@media (max-width: 767px) {
  .cta-banner-title {
    font-size: 28px;
  }

  .cta-banner-container {
    border-radius: 30px;
    padding: 60px 20px;
  }
}

/* Contact Form Redesign */
.contact-details .mt-100 {
  margin-top: 100px;
}

.contact-details .sec-title .title {
  font-size: 35px;
  font-weight: 700;
  color: #103c3b;
  margin-bottom: 13px;
}

.contact-details .sec-title .text {
  font-size: 17px;
  line-height: 1.7;
  color: #666;
  max-width: 500px;
}

.contact-details-block .inner-box {
  max-width: 270px;
}

.sec-title .text {
  margin-top: 1px;
}


.contact-details .content-column .inner-column form .type-feild {
  position: relative;
  z-index: 1;
  margin-bottom: 22px;
}

.contact-details .content-column .inner-column form .type-feild textarea {
  height: 76px;
}

.google-map iframe {
  width: 100%;
  height: 400px;
  border-radius: 10px;
  box-shadow: 0 5px 15px rgba(0, 0, 0, 0.05);
}

.contact-details .inner-column.right-column {
  padding-left: 30px;
}

.type-feild {
  position: relative;
  margin-bottom: 30px;
  border-bottom: 1px solid #e0e0e0 !important;
  padding-bottom: 10px;
  transition: all 0.3s ease;
}

.type-feild:focus-within {
  border-bottom-color: #103c3b !important;
}

.type-feild i {
  position: absolute;
  left: 0;
  top: 15px;
  font-size: 18px;
  color: #888;
  pointer-events: none;
}

.type-feild input,
.type-feild textarea {
  width: 100%;
  border: none !important;
  background: transparent !important;
  padding: 1px 0 10px 40px !important;
  font-size: 16px;
  color: #1a1a1a;
  outline: none !important;
}

.type-feild textarea {
  height: 120px;
  resize: none;
}

#contact_form .btn-style-one {
  background-color: #103c3b !important;
  color: #ffffff !important;
  padding: 15px 50px !important;
  font-size: 16px !important;
  font-weight: 700 !important;
  border-radius: 5px !important;
  transition: all 0.3s ease;
  margin-top: 20px;
}

#contact_form .btn-style-one:hover {
  background-color: #1a5a58 !important;
  transform: translateY(-2px);
}

/* Contact Details Cards */
.contact-details-block {
  padding: 60px 30px;
  background-color: #f8f7f2;
  border-radius: 12px;
  text-align: center;
  transition: all 0.3s ease;
  height: 100%;
  border: 1px solid rgba(0, 0, 0, 0.03);
}

.contact-details-block.dark-card {
  background-color: #103c3b;
  color: #ffffff;
}

.contact-details-block .icon {
  font-size: 55px;
  color: #000;
  margin-bottom: 30px;
  display: block;
}

.contact-details-block.dark-card .icon {
  color: #ffffff;
}

.contact-details-block .title {
  font-size: 24px;
  font-weight: 600;
  margin-bottom: 20px;
  color: #103c3b;
}

.contact-details-block.dark-card .title {
  color: #ffffff;
}

.contact-details-block .text {
  font-size: 18px;
  line-height: 1.6;
  color: #333;
  margin-bottom: 0;
}

.contact-details-block.dark-card .text {
  color: rgba(255, 255, 255, 0.9);
}

.footer-text {
  font-size: 15px;
  line-height: 21px;
}

.form-control,
.input-text {
  height: calc(2.25rem + 27px);
  padding: 14px 30px;
  outline: 0;
  background-color: #e3e3e3;
  border: 1px solid #f4f5f8;
  color: #686a6f;
  font-size: 0.9rem;
  width: 100%;
}

.contact-details-block:hover {
  transform: translateY(-5px);
  box-shadow: 0 20px 40px rgba(0, 0, 0, 0.08);
}

@media (max-width: 991px) {
  .contact-details .sec-title .title {
    font-size: 42px;
  }

  .contact-details .inner-column.right-column {
    padding-left: 0;
    margin-top: 50px;
  }
}

/* ===================================================
   SBA Article Page Styles
   =================================================== */

.sba-article-section {
  background-color: #f9f8f4;
  background-image: radial-gradient(#103c3b08 1.5px, transparent 1.5px);
  background-size: 24px 24px;
  padding-top: 0;
  padding-bottom: 100px;
  position: relative;
}

/* --- Intro Block --- */
.sba-intro-block {
  background: #fff;
  border-radius: 20px;
  padding: 40px;
  margin-bottom: 40px;
  border-left: 5px solid #2D9A96;
  box-shadow: 0 4px 20px rgba(0, 0, 0, 0.05);
}

.sba-intro-label {
  display: inline-flex;
  align-items: center;
  gap: 8px;
  background: rgba(45, 154, 150, 0.1);
  color: #2D9A96;
  padding: 6px 16px;
  border-radius: 50px;
  font-size: 13px;
  font-weight: 600;
  text-transform: uppercase;
  letter-spacing: 1px;
  margin-bottom: 18px;
}

.sba-intro-title {
  font-size: 28px;
  font-weight: 700;
  color: #103C3B;
  margin-bottom: 16px;
  line-height: 1.3;
}

.pre-padding {
  padding-top: 200px;
}

.sba-intro-text {
  font-size: 16px;
  line-height: 1.75;
  color: #555;
  margin-bottom: 20px !important;
}

.sba-intro-callout {
  display: flex;
  align-items: center;
  gap: 14px;
  background: linear-gradient(135deg, #103C3B, #1a5857);
  color: #fff;
  padding: 16px 24px;
  border-radius: 12px;
  font-size: 15px;
  font-weight: 500;
  line-height: 1.5;
}

.sba-intro-callout i {
  font-size: 22px;
  color: #4BD7D4;
  flex-shrink: 0;
}

/* --- Section Headers --- */
.sba-section-head {
  margin-bottom: 24px;
  margin-top: 50px;
}

.sba-section-label {
  display: inline-block;
  background: rgba(45, 154, 150, 0.12);
  color: #2D9A96;
  padding: 4px 14px;
  border-radius: 50px;
  font-size: 12px;
  font-weight: 700;
  text-transform: uppercase;
  letter-spacing: 1.5px;
  margin-bottom: 10px;
}

.sba-section-title {
  font-size: 26px;
  font-weight: 700;
  color: #1a1a1a;
  margin-bottom: 8px;
}

.sba-section-desc {
  font-size: 16px;
  color: #666;
  margin: 0;
}

/* --- Program Cards --- */
.sba-program-card {
  background: #fff;
  border-radius: 20px;
  padding: 32px;
  height: 100%;
  border: 1px solid #e8e8e8;
  position: relative;
  overflow: hidden;
  transition: all 0.35s ease;
}

.sba-program-card:hover {
  transform: translateY(-6px);
  box-shadow: 0 20px 40px rgba(16, 60, 59, 0.12);
  border-color: #2D9A96;
}

.sba-program-card--dark {
  background: #103C3B;
  border-color: #103C3B;
}

.sba-program-card--dark:hover {
  border-color: #2D9A96;
  box-shadow: 0 20px 40px rgba(16, 60, 59, 0.3);
}

.sba-program-icon {
  width: 56px;
  height: 56px;
  background: linear-gradient(135deg, #103C3B, #2D9A96);
  border-radius: 14px;
  display: flex;
  align-items: center;
  justify-content: center;
  color: #fff;
  font-size: 22px;
  margin-bottom: 16px;
}

.sba-program-card--dark .sba-program-icon {
  background: rgba(255, 255, 255, 0.15);
}

.sba-program-badge {
  display: inline-block;
  background: rgba(45, 154, 150, 0.12);
  color: #2D9A96;
  padding: 3px 12px;
  border-radius: 50px;
  font-size: 11px;
  font-weight: 700;
  text-transform: uppercase;
  letter-spacing: 1px;
  margin-bottom: 12px;
}

.sba-program-badge--light {
  background: rgba(255, 255, 255, 0.15);
  color: #fff;
}

.sba-program-title {
  font-size: 20px;
  font-weight: 700;
  color: #1a1a1a;
  margin-bottom: 6px;
}

.sba-program-card--dark .sba-program-title {
  color: #fff;
}

.sba-program-sub {
  font-size: 14px;
  color: #666;
  margin-bottom: 20px;
}

.sba-program-card--dark .sba-program-sub {
  color: rgba(255, 255, 255, 0.65);
}

.sba-program-list {
  list-style: none;
  padding: 0;
  margin: 0;
}

.sba-program-list li {
  display: flex;
  align-items: center;
  gap: 10px;
  font-size: 14px;
  color: #555;
  margin-bottom: 10px;
}

.sba-program-card--dark .sba-program-list li {
  color: rgba(255, 255, 255, 0.85);
}

.sba-program-list li i {
  color: #2D9A96;
  font-size: 14px;
}

.sba-program-card--dark .sba-program-list li i {
  color: #4BD7D4;
}

/* --- Metric Cards --- */
.sba-metric-card {
  background: #fff;
  border-radius: 16px;
  padding: 28px 30px;
  margin-bottom: 16px;
  display: flex;
  align-items: flex-start;
  gap: 24px;
  border: 1px solid #ebebeb;
  transition: all 0.3s ease;
  position: relative;
  overflow: hidden;
}

.sba-metric-card:hover {
  border-color: #2D9A96;
  box-shadow: 0 10px 30px rgba(16, 60, 59, 0.08);
  transform: translateX(4px);
}

.sba-metric-number {
  position: absolute;
  top: 10px;
  right: 20px;
  font-size: 60px;
  font-weight: 800;
  color: rgba(0, 0, 0, 0.04);
  line-height: 1;
  pointer-events: none;
}

.sba-metric-icon {
  width: 50px;
  height: 50px;
  background: linear-gradient(135deg, #103C3B, #2D9A96);
  border-radius: 12px;
  display: flex;
  align-items: center;
  justify-content: center;
  color: #fff;
  font-size: 18px;
  flex-shrink: 0;
}

.sba-metric-body {
  flex: 1;
}

.sba-metric-body h4 {
  font-size: 18px;
  font-weight: 700;
  color: #1a1a1a;
  margin-bottom: 8px;
}

.sba-metric-body p {
  font-size: 15px;
  color: #666;
  margin: 0 0 12px;
  line-height: 1.65;
}

.sba-metric-body code {
  background: rgba(16, 60, 59, 0.06);
  color: #103C3B;
  padding: 2px 8px;
  border-radius: 4px;
  font-size: 14px;
}

.sba-metric-note {
  font-size: 13px !important;
  color: #999 !important;
  font-style: italic;
  margin-top: 8px !important;
}

/* DSCR Bar */
.sba-dscr-bar {
  background: #e8f0ef;
  border-radius: 50px;
  height: 32px;
  margin: 12px 0;
  overflow: hidden;
}

.sba-dscr-fill {
  background: linear-gradient(90deg, #103C3B, #2D9A96);
  height: 100%;
  width: 78%;
  border-radius: 50px;
  display: flex;
  align-items: center;
  justify-content: flex-end;
  padding-right: 16px;
  animation: dscrGrow 1.5s ease-out;
}

.sba-dscr-fill span {
  color: #fff;
  font-size: 12px;
  font-weight: 700;
  white-space: nowrap;
}

@keyframes dscrGrow {
  from {
    width: 0;
  }

  to {
    width: 78%;
  }
}

/* Credit Tiers */
.sba-credit-tiers {
  display: flex;
  gap: 12px;
  flex-wrap: wrap;
  margin-top: 10px;
}

.sba-credit-tier {
  flex: 1;
  min-width: 90px;
  text-align: center;
  padding: 12px 8px;
  border-radius: 12px;
  border: 2px solid transparent;
}

.sba-credit-tier span {
  display: block;
  font-size: 20px;
  font-weight: 800;
  margin-bottom: 4px;
}

.sba-credit-tier small {
  font-size: 11px;
  font-weight: 600;
  text-transform: uppercase;
  letter-spacing: 0.5px;
}

.sba-credit-tier--best {
  background: rgba(16, 60, 59, 0.08);
  border-color: #103C3B;
}

.sba-credit-tier--best span {
  color: #103C3B;
}

.sba-credit-tier--best small {
  color: #103C3B;
}

.sba-credit-tier--good {
  background: rgba(45, 154, 150, 0.08);
  border-color: #2D9A96;
}

.sba-credit-tier--good span {
  color: #2D9A96;
}

.sba-credit-tier--good small {
  color: #2D9A96;
}

.sba-credit-tier--weak {
  background: rgba(220, 53, 69, 0.06);
  border-color: #dc3545;
}

.sba-credit-tier--weak span {
  color: #dc3545;
}

.sba-credit-tier--weak small {
  color: #dc3545;
}

/* --- Timeline --- */
.sba-timeline-block {
  background: #fff;
  border-radius: 20px;
  padding: 32px;
  margin-bottom: 16px;
  border: 1px solid #ebebeb;
}

.sba-timeline-alert {
  display: flex;
  align-items: center;
  gap: 12px;
  background: rgba(255, 193, 7, 0.1);
  border: 1px solid rgba(255, 193, 7, 0.4);
  color: #856404;
  padding: 12px 20px;
  border-radius: 10px;
  font-weight: 600;
  font-size: 15px;
  margin-bottom: 28px;
}

.sba-timeline-steps {
  display: flex;
  flex-direction: column;
  gap: 0;
}

.sba-timeline-step {
  display: flex;
  align-items: center;
  gap: 20px;
}

.sba-timeline-connector {
  width: 3px;
  height: 30px;
  background: linear-gradient(to bottom, #2D9A96, #103C3B);
  margin-left: 23px;
}

.sba-timeline-dot {
  width: 48px;
  height: 48px;
  background: linear-gradient(135deg, #103C3B, #2D9A96);
  border-radius: 50%;
  display: flex;
  align-items: center;
  justify-content: center;
  color: #fff;
  font-size: 16px;
  flex-shrink: 0;
}

.sba-timeline-dot--end {
  background: linear-gradient(135deg, #2D9A96, #4BD7D4);
}

.sba-timeline-info {
  display: flex;
  flex-direction: column;
  gap: 4px;
}

.sba-timeline-info strong {
  font-size: 16px;
  color: #1a1a1a;
}

.sba-timeline-info span {
  font-size: 14px;
  color: #2D9A96;
  font-weight: 600;
}

/* --- Fit Cards --- */
.sba-fit-card {
  background: #fff;
  border-radius: 20px;
  padding: 30px;
  height: 100%;
  border: 2px solid transparent;
  transition: all 0.3s ease;
}

.sba-fit-card--yes {
  border-color: rgba(45, 154, 150, 0.3);
}

.sba-fit-card--yes:hover {
  border-color: #2D9A96;
  box-shadow: 0 12px 30px rgba(45, 154, 150, 0.12);
}

.sba-fit-card--no {
  border-color: rgba(220, 53, 69, 0.2);
}

.sba-fit-card--no:hover {
  border-color: #dc3545;
  box-shadow: 0 12px 30px rgba(220, 53, 69, 0.08);
}

.sba-fit-header {
  display: flex;
  align-items: center;
  gap: 14px;
  margin-bottom: 20px;
}

.sba-fit-header i {
  font-size: 24px;
}

.sba-fit-card--yes .sba-fit-header i {
  color: #2D9A96;
}

.sba-fit-card--no .sba-fit-header i {
  color: #dc3545;
}

.sba-fit-header h4 {
  font-size: 18px;
  font-weight: 700;
  color: #1a1a1a;
  margin: 0;
}

.sba-fit-list {
  list-style: none;
  padding: 0;
  margin: 0;
}

.sba-fit-list li {
  font-size: 15px;
  color: #555;
  padding: 8px 0;
  border-bottom: 1px solid #f0f0f0;
  padding-left: 22px;
  position: relative;
}

.sba-fit-list li:last-child {
  border-bottom: none;
}

.sba-fit-card--yes .sba-fit-list li::before {
  content: "✓";
  position: absolute;
  left: 0;
  color: #2D9A96;
  font-weight: 700;
}

.sba-fit-card--no .sba-fit-list li::before {
  content: "✕";
  position: absolute;
  left: 0;
  color: #dc3545;
  font-weight: 700;
}

/* --- Case Example --- */
.sba-case-block {
  background: linear-gradient(135deg, #103C3B 0%, #0d2f2e 100%);
  border-radius: 20px;
  padding: 36px;
  margin-bottom: 16px;
}

.sba-case-label {
  display: inline-flex;
  align-items: center;
  gap: 8px;
  background: rgba(255, 255, 255, 0.12);
  color: rgba(255, 255, 255, 0.9);
  padding: 5px 14px;
  border-radius: 50px;
  font-size: 12px;
  font-weight: 700;
  text-transform: uppercase;
  letter-spacing: 1px;
  margin-bottom: 14px;
}

.sba-case-block h4 {
  color: #fff;
  font-size: 20px;
  font-weight: 700;
  margin-bottom: 24px;
}

.sba-case-math {
  display: flex;
  align-items: center;
  gap: 20px;
  flex-wrap: wrap;
  margin-bottom: 20px;
}

.sba-case-item {
  display: flex;
  flex-direction: column;
  align-items: center;
  background: rgba(255, 255, 255, 0.08);
  border: 1px solid rgba(255, 255, 255, 0.15);
  border-radius: 16px;
  padding: 18px 24px;
  flex: 1;
  min-width: 120px;
}

.sba-case-item--result {
  background: rgba(45, 154, 150, 0.25);
  border-color: #2D9A96;
}

.sba-case-val {
  font-size: 26px;
  font-weight: 800;
  color: #fff;
  line-height: 1;
  margin-bottom: 6px;
}

.sba-case-key {
  font-size: 12px;
  color: rgba(255, 255, 255, 0.65);
  text-align: center;
}

.sba-case-operator {
  font-size: 32px;
  font-weight: 300;
  color: rgba(255, 255, 255, 0.4);
  flex-shrink: 0;
}

.sba-case-note {
  font-size: 14px;
  color: rgba(255, 255, 255, 0.6);
  font-style: italic;
  margin: 0;
}

/* --- Checklist --- */
.sba-checklist-block {
  background: #fff;
  border-radius: 20px;
  padding: 30px;
  margin-bottom: 16px;
  border: 1px solid #ebebeb;
}

.sba-checklist-item {
  display: flex;
  align-items: center;
  gap: 16px;
  padding: 14px 0;
  border-bottom: 1px dashed #e8e8e8;
  font-size: 15px;
  color: #444;
  transition: color 0.2s ease;
}

.sba-checklist-item:last-child {
  border-bottom: none;
}

.sba-checklist-item:hover {
  color: #103C3B;
}

.sba-check-num {
  width: 32px;
  height: 32px;
  background: linear-gradient(135deg, #103C3B, #2D9A96);
  color: #fff;
  border-radius: 50%;
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 13px;
  font-weight: 700;
  flex-shrink: 0;
}

/* --- SBA FAQ --- */
.sba-faq-block {
  background: #fff;
  border-radius: 20px;
  padding: 10px 30px;
  margin-bottom: 16px;
  border: 1px solid #ebebeb;
}

.sba-faq-item {
  border-bottom: 1px solid #f0f0f0;
}

.sba-faq-item:last-child {
  border-bottom: none;
}

.sba-faq-q {
  display: flex;
  justify-content: space-between;
  align-items: center;
  cursor: pointer;
  padding: 22px 0;
  gap: 16px;
}

.sba-faq-q span {
  font-size: 16px;
  font-weight: 600;
  color: #1a1a1a;
  flex: 1;
  transition: color 0.2s ease;
}

.sba-faq-item.active .sba-faq-q span,
.sba-faq-q:hover span {
  color: #2D9A96;
}

.sba-faq-q i {
  font-size: 14px;
  color: #aaa;
  transition: transform 0.3s ease, color 0.3s ease;
  flex-shrink: 0;
}

.sba-faq-item.active .sba-faq-q i {
  transform: rotate(180deg);
  color: #2D9A96;
}

.sba-faq-a {
  max-height: 0;
  overflow: hidden;
  transition: max-height 0.4s ease, padding 0.3s ease;
}

.sba-faq-item.active .sba-faq-a {
  max-height: 200px;
  padding-bottom: 20px;
}

.sba-faq-a p {
  font-size: 15px;
  line-height: 1.7;
  color: #666;
  margin: 0;
}

/* --- Article CTA Block --- */
.sba-cta-block {
  background: linear-gradient(135deg, #103C3B 0%, #1a5857 100%);
  border-radius: 24px;
  padding: 45px;
  text-align: center;
  margin-bottom: 40px;
  position: relative;
  overflow: hidden;
}

.sba-cta-block::before {
  content: '';
  position: absolute;
  top: -50px;
  right: -50px;
  width: 200px;
  height: 200px;
  border-radius: 50%;
  background: rgba(255, 255, 255, 0.04);
}

.sba-cta-icon {
  width: 64px;
  height: 64px;
  background: rgba(255, 255, 255, 0.12);
  border-radius: 50%;
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 26px;
  color: #4BD7D4;
  margin: 0 auto 20px;
}

.sba-cta-block h3 {
  color: #fff;
  font-size: 26px;
  font-weight: 700;
  margin-bottom: 16px;
}

.sba-cta-block h3 em {
  color: #4BD7D4;
  font-style: normal;
}

.sba-cta-block p {
  color: rgba(255, 255, 255, 0.75);
  font-size: 16px;
  line-height: 1.7;
  margin-bottom: 28px;
  max-width: 500px;
  margin-left: auto;
  margin-right: auto;
}

.sba-cta-block .theme-btn {
  display: inline-flex;
}

/* --- Sticky Sidebar --- */
.sba-sticky-sidebar {
  position: sticky;
  top: 100px;
}

.sba-sidebar-nav {
  background: #fff;
  border-radius: 16px;
  padding: 28px;
  border: 1px solid #eee;
  margin-bottom: 24px;
}

.sba-nav-list {
  margin: 0;
}

.sba-nav-list li {
  margin-bottom: 4px;
}

.sba-nav-list li a {
  display: flex;
  align-items: center;
  gap: 12px;
  padding: 10px 14px;
  border-radius: 10px;
  font-size: 15px;
  color: #444;
  font-weight: 500;
  transition: all 0.25s ease;
  text-decoration: none;
}

.sba-nav-list li a:hover {
  background: rgba(45, 154, 150, 0.08);
  color: #2D9A96;
  padding-left: 20px;
}

.sba-nav-list li a i {
  color: #2D9A96;
  font-size: 14px;
  width: 18px;
}

/* Key Metrics Sidebar */
.sba-sidebar-metrics {
  background: #fff;
  border-radius: 16px;
  padding: 28px;
  border: 1px solid #eee;
  margin-bottom: 24px;
}

.sba-metric-mini {
  display: flex;
  flex-direction: column;
  gap: 0;
}

.sba-metric-mini-row {
  display: flex;
  justify-content: space-between;
  align-items: center;
  padding: 12px 0;
  border-bottom: 1px dashed #e8e8e8;
}

.sba-metric-mini-row:last-child {
  border-bottom: none;
}

.sba-mini-label {
  font-size: 14px;
  color: #888;
}

.sba-mini-val {
  font-size: 15px;
  font-weight: 700;
  color: #103C3B;
}

/* Sidebar CTA */
.sba-sidebar-cta {
  background: linear-gradient(135deg, #103C3B, #2D9A96);
  border-radius: 16px;
  padding: 30px;
  margin-bottom: 24px;
  text-align: center;
}

.sba-sidebar-cta h3 {
  color: #fff;
  font-size: 18px;
  font-weight: 700;
  margin-bottom: 12px;
}

.sba-sidebar-cta p {
  color: rgba(255, 255, 255, 0.75);
  font-size: 14px;
  line-height: 1.6;
  margin-bottom: 20px;
}

/* --- Utility --- */
.pt-100 {
  padding-top: 100px !important;
}

.mb-50 {
  margin-bottom: 50px;
}

.mt-40 {
  margin-top: 40px;
}

/* --- Responsive --- */
@media (max-width: 991px) {
  .sba-sticky-sidebar {
    position: static;
    margin-top: 50px;
  }

  .sba-case-math {
    gap: 10px;
  }

  .sba-case-operator {
    font-size: 22px;
  }

  .sba-intro-title {
    font-size: 22px;
  }
}

@media (max-width: 575px) {
  .sba-case-math {
    flex-direction: column;
    align-items: stretch;
  }

  .sba-case-operator {
    text-align: center;
  }

  .sba-credit-tiers {
    flex-direction: column;
  }

  .sba-cta-block {
    padding: 30px 20px;
  }
}

/* ===================================================
   Prequalification Form Styles
   =================================================== */

.prequal-form-container {
  background: rgba(255, 255, 255, 0.95);
  backdrop-filter: blur(10px);
  border-radius: 30px;
  padding: 60px;
  box-shadow: 0 30px 60px -12px rgba(16, 60, 59, 0.15), 0 18px 36px -18px rgba(0, 0, 0, 0.1);
  margin-top: -100px;
  position: relative;
  z-index: 10;
  border: 1px solid rgba(16, 60, 59, 0.05);
  border-top: 8px solid #2D9A96;
}

@media (max-width: 991px) {
  .prequal-form-container {
    padding: 30px;
    margin-top: 20px;
  }
}

.prequal-progress-wrapper {
  margin-bottom: 45px;
}

.step-count-text {
  font-size: 13px;
  font-weight: 800;
  color: #2D9A96;
  text-transform: uppercase;
  letter-spacing: 1.5px;
  background: rgba(45, 154, 150, 0.1);
  padding: 6px 14px;
  border-radius: 30px;
}

.step-completion-percent {
  font-size: 13px;
  font-weight: 700;
  color: #103C3B;
  display: flex;
  align-items: center;
  gap: 8px;
}

.step-completion-percent::before {
  content: '';
  width: 8px;
  height: 8px;
  background: #2D9A96;
  border-radius: 50%;
  box-shadow: 0 0 10px rgba(45, 154, 150, 0.5);
  animation: pulse 2s infinite;
}

@keyframes pulse {
  0% {
    transform: scale(1);
    opacity: 1;
  }

  50% {
    transform: scale(1.5);
    opacity: 0.5;
  }

  100% {
    transform: scale(1);
    opacity: 1;
  }
}

.prequal-progress-steps {
  display: flex;
  justify-content: space-between;
  position: relative;
  margin-bottom: 30px;
}

.prequal-progress-steps::before {
  content: '';
  position: absolute;
  top: 18px;
  left: 0;
  width: 100%;
  height: 4px;
  background: #f1f5f9;
  border-radius: 4px;
  z-index: 1;
}

.prequal-progress-bar {
  position: absolute;
  top: 18px;
  left: 0;
  height: 4px;
  background: linear-gradient(90deg, #103C3B, #2D9A96);
  border-radius: 4px;
  z-index: 2;
  transition: width 0.6s cubic-bezier(0.4, 0, 0.2, 1);
  width: 0%;
  box-shadow: 0 2px 10px rgba(45, 154, 150, 0.3);
}

.step-indicator {
  position: relative;
  z-index: 3;
  text-align: center;
  flex: 1;
}

.step-number {
  width: 40px;
  height: 40px;
  background: #fff;
  border: 2px solid #e2e8f0;
  border-radius: 12px;
  display: flex;
  align-items: center;
  justify-content: center;
  margin: 0 auto 12px;
  font-weight: 800;
  font-size: 16px;
  color: #94a3b8;
  transition: all 0.4s cubic-bezier(0.4, 0, 0.2, 1);
  box-shadow: 0 4px 6px -1px rgba(0, 0, 0, 0.05);
}

.step-indicator.active .step-number {
  border-color: #2D9A96;
  color: #fff;
  background: linear-gradient(135deg, #103C3B, #2D9A96);
  transform: translateY(-5px);
  box-shadow: 0 10px 15px -3px rgba(45, 154, 150, 0.4);
}

.step-indicator.completed .step-number {
  background: #f0fdfa;
  border-color: #2D9A96;
  color: #2D9A96;
}

.step-indicator.completed .step-number::after {
  content: '\f00c';
  font-family: 'Font Awesome 6 Free';
  font-weight: 900;
  font-size: 12px;
}

.step-indicator.completed .step-number span {
  display: none;
}

.step-label {
  font-size: 14px;
  font-weight: 700;
  color: #64748b;
  text-transform: uppercase;
  letter-spacing: 1px;
  margin-top: 5px;
}

.step-indicator.active .step-label {
  color: #103C3B;
}

.prequal-step-title {
  font-size: 20px;
  font-weight: 800;
  color: #103C3B;
  margin-bottom: 35px;
  display: flex;
  align-items: center;
  gap: 15px;
  padding-bottom: 15px;
  border-bottom: 2px solid #f1f5f9;
}

.prequal-step-title i {
  color: #fff;
  background: linear-gradient(135deg, #2D9A96, #103C3B);
  width: 45px;
  height: 45px;
  display: flex;
  align-items: center;
  justify-content: center;
  border-radius: 12px;
  font-size: 20px;
  box-shadow: 0 8px 16px rgba(45, 154, 150, 0.2);
}

.prequal-step {
  display: none;
}

.prequal-step.active {
  display: block;
  animation: slideUp 0.6s cubic-bezier(0.4, 0, 0.2, 1) forwards;
  background: linear-gradient(180deg, rgba(240, 253, 250, 0.5) 0%, rgba(255, 255, 255, 0) 100%);
  padding: 30px;
  border-radius: 20px;
  margin: -30px;
  margin-bottom: 0;
}

@keyframes slideUp {
  from {
    opacity: 0;
    transform: translateY(20px);
  }

  to {
    opacity: 1;
    transform: translateY(0);
  }
}

.form-group-label {
  display: block;
  font-size: 14px;
  font-weight: 700;
  color: #103C3B;
  margin-bottom: 12px;
  text-transform: uppercase;
  letter-spacing: 0.5px;
}

.form-group-label span {
  color: #ef4444;
  margin-left: 2px;
}

.prequal-input,
.prequal-select,
.prequal-textarea {
  width: 100%;
  height: 60px;
  padding: 0 25px;
  border: 1.5px solid #e2e8f0;
  border-radius: 15px;
  background: #f8fafc;
  color: #1e293b;
  font-size: 16px;
  transition: all 0.3s cubic-bezier(0.4, 0, 0.2, 1);
  appearance: none;
  box-shadow: inset 0 2px 4px rgba(0, 0, 0, 0.02);
}

.prequal-input.invalid,
.prequal-select.invalid,
.prequal-textarea.invalid {
  border-color: #ef4444 !important;
  background-color: #fef2f2 !important;
  box-shadow: 0 0 0 4px rgba(239, 68, 68, 0.1) !important;
}

.prequal-textarea {
  height: 120px;
  padding: 15px 20px;
  resize: none;
}

.prequal-input:focus,
.prequal-select:focus,
.prequal-textarea:focus {
  outline: none;
  background: #fff;
  border-color: #2D9A96;
  box-shadow: 0 0 0 4px rgba(45, 154, 150, 0.15), 0 4px 12px rgba(45, 154, 150, 0.1);
  transform: translateY(-1px);
}

/* Support for nice-select which is active in this project */
.prequal-form .nice-select {
  width: 100%;
  height: 60px;
  line-height: 58px;
  padding: 0 25px;
  border: 1.5px solid #e2e8f0;
  border-radius: 15px;
  background: #f8fafc;
  color: #1e293b;
  font-size: 16px;
  float: none;
  transition: all 0.3s ease;
}

.prequal-form .nice-select:hover {
  border-color: #2D9A96;
  background: #fff;
}

.prequal-form .nice-select:after {
  border-bottom: 2px solid #64748b;
  border-right: 2px solid #64748b;
  height: 8px;
  width: 8px;
  right: 20px;
  transform: rotate(45deg);
  margin-top: -6px;
}

.prequal-form .nice-select.open:after {
  transform: rotate(-135deg);
}

.select-wrapper {
  position: relative;
  z-index: 1;
}

/* Ensure open dropdowns are always on top */
.select-wrapper:focus-within,
.select-wrapper:hover {
  z-index: 50;
}

.prequal-form .nice-select.open {
  z-index: 999 !important;
}

.prequal-form .nice-select .list {
  width: 100%;
  border-radius: 10px;
  box-shadow: 0 10px 30px rgba(0, 0, 0, 0.1);
  border: 1px solid #e2e8f0;
  z-index: 999;
}

/* Fix for columns stacking context */
.prequal-form .col-md-6 {
  position: relative;
  transition: z-index 0.3s;
}

.prequal-form .col-md-6:focus-within {
  z-index: 100;
}

.prequal-form .nice-select .option:hover,
.prequal-form .nice-select .option.focus,
.prequal-form .nice-select .option.selected.focus {
  background-color: #f1f5f9;
  color: #2D9A96;
}

/* Radio group styling */
.radio-group {
  display: flex;
  gap: 25px;
  align-items: center;
  height: 55px;
}

.radio-label {
  display: flex;
  align-items: center;
  gap: 12px;
  cursor: pointer;
  font-size: 16px;
  font-weight: 600;
  color: #1e293b;
  padding: 10px 20px;
  background: #f1f5f9;
  border-radius: 12px;
  transition: all 0.3s ease;
  border: 1.5px solid transparent;
}

.radio-label:hover {
  background: #e2e8f0;
}

.radio-label input[type="radio"]:checked+span,
.radio-label:has(input[type="radio"]:checked) {
  background: #f0fdfa;
  border-color: #2D9A96;
  color: #103C3B;
}

.radio-label input[type="radio"] {
  width: 20px;
  height: 20px;
  accent-color: #2D9A96;
  cursor: pointer;
}

.form-navigation {
  display: flex;
  justify-content: space-between;
  margin-top: 40px;
  padding-top: 30px;
  border-top: 1px solid #f1f5f9;
}

.btn-prev {
  background: #ffffff;
  color: #103C3B;
  border: 1.5px solid #e2e8f0;
  padding: 14px 28px;
  border-radius: 12px;
  font-weight: 700;
  font-size: 15px;
  transition: all 0.3s ease;
  cursor: pointer;
  display: flex;
  align-items: center;
  gap: 10px;
}

.btn-prev:hover {
  background: #f0fdfa;
  border-color: #2D9A96;
  color: #2D9A96;
  transform: translateX(-5px);
}

.btn-submit {
  background: linear-gradient(135deg, #103C3B, #2D9A96);
  position: relative;
  overflow: hidden;
}

.btn-submit::after {
  content: '';
  position: absolute;
  top: -50%;
  left: -50%;
  width: 200%;
  height: 200%;
  background: radial-gradient(circle, rgba(255, 255, 255, 0.2) 0%, transparent 70%);
  transform: scale(0);
  transition: transform 0.6s ease;
}

.btn-submit:hover::after {
  transform: scale(1);
}

.btn-next,
.btn-submit {
  color: #fff;
  border: none;
  padding: 16px 45px;
  border-radius: 15px;
  font-weight: 800;
  font-size: 16px;
  display: flex;
  align-items: center;
  gap: 15px;
  transition: all 0.4s cubic-bezier(0.4, 0, 0.2, 1);
  cursor: pointer;
  box-shadow: 0 10px 20px rgba(16, 60, 59, 0.2), 0 4px 6px rgba(16, 60, 59, 0.1);
}

.btn-next {
  background: linear-gradient(135deg, #103C3B, #2D9A96);
}

.btn-next:hover,
.btn-submit:hover {
  transform: translateY(-4px) scale(1.02);
  box-shadow: 0 20px 30px rgba(45, 154, 150, 0.3), 0 8px 12px rgba(16, 60, 59, 0.15);
}

.btn-next i,
.btn-submit i {
  transition: transform 0.3s ease;
}

.btn-next:hover i {
  transform: translateX(5px);
}

.phone-input-group {
  display: flex;
  gap: 5px;
}

.country-code {
  width: 110px;
  background: #103C3B;
  border: none;
  border-radius: 15px;
  display: flex;
  align-items: center;
  justify-content: center;
  font-weight: 700;
  font-size: 14px;
  color: #fff;
  box-shadow: 0 4px 6px rgba(16, 60, 59, 0.1);
}

.conditional-field {
  display: none;
}

.conditional-field.show {
  display: block;
}

/* How It Works Section Styling - Feature Replacement */
.how-it-works-featured {
  position: relative;
  padding: 30px 30px 0px;
  background-color: #F6F5EF;
}

.how-it-works-featured .process-container {
  max-width: 100%;
  width: 100%;
}

.how-it-works-featured .process-card {
  padding: 60px 40px;
  border-radius: 30px;
  height: 100%;
  position: relative;
  transition: all 0.5s cubic-bezier(0.165, 0.84, 0.44, 1);
  border: 1px solid #f0f0e8;
  z-index: 1;
}

/* First Card - White */
.how-it-works-featured .col-lg-4:nth-child(1) .process-card {
  background-color: #ffffff;
  background-image: url('../images/home-3/arrow-shape.png');
  background-repeat: no-repeat;
  background-position: center left;
  background-size: contain;
}

.how-it-works-featured .col-lg-4:nth-child(1) .process-card h3 {
  color: #103c3b;
}

/* Last Two Cards - Teal */
.how-it-works-featured .col-lg-4:nth-child(n+2) .process-card {
  background: #103c3b;
  border-color: #103c3b;
}

.how-it-works-featured .col-lg-4:nth-child(n+2) .process-card h3,
.how-it-works-featured .col-lg-4:nth-child(n+2) .process-card p {
  color: #ffffff;
}

.how-it-works-featured .col-lg-4:nth-child(n+2) .process-card .process-number {
  color: rgba(255, 255, 255, 0.08);
}

.how-it-works-featured .col-lg-4:nth-child(n+2) .process-card .process-icon {
  background: #39BDBB;
  color: #ffffff;
}

/* Hover States - Removed per user request */

.how-it-works-featured .process-number {
  position: absolute;
  top: 35px;
  right: 45px;
  font-size: 90px;
  font-weight: 900;
  color: rgba(16, 60, 59, 0.04);
  line-height: 1;
  font-family: var(--heading-font-family);
}

.how-it-works-featured .process-icon {
  width: 90px;
  height: 90px;
  background: #103c3b;
  color: #fff;
  border-radius: 24px;
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 36px;
  margin: 0 auto 35px;
  transition: all 0.5s ease;
}

.how-it-works-featured .process-card:hover .process-icon {
  background: #39BDBB !important;
  transform: rotate(360deg);
  border-radius: 50%;
}

.how-it-works-featured .process-card h3 {
  font-size: 22px;
  line-height: 1.3;
  font-weight: 700;
  margin-bottom: 20px;
  color: #103c3b;
}

.how-it-works-featured .process-card p {
  font-size: 17px;
  line-height: 1.7;
  color: #646464;
  margin-bottom: 0;
}

@media (max-width: 991px) {
  .how-it-works-featured .process-card {
    padding: 50px 30px;
    border-radius: 30px;
  }

  .how-it-works-featured .process-number {
    font-size: 70px;
  }
}