F O U R   C O R N E R   F U N D I N G

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Frequently Asked Questions

Got questions? You’re not alone. Here are the most common questions we get about funding, credit, and our partner platform. Still need help?

  • Will checking my funding options affect my credit?
    No. Our prequalification process uses soft-pull or no-pull methods depending on the program. You can explore options with no risk to your score.
  • How fast can I get funded?
    Depending on the program, you can receive funds in as little as 24 hours (for MCA) or up to 90 days (for SBA loans).
  • Will applying hurt my credit? 
    No — we use a soft pull or no pull during the prequalification stage.
  • What’s the fastest funding program? 
    Merchant Cash Advances and Invoice Factoring can fund in as little as 24–48 hours.
  • Can I get funding with bad credit? 
    Yes — we have options for all credit profiles and industries.
  • How long does it take to build business credit?
    Most clients see significant results within 4 to 7 months of following our structured process.
  • Do I need to use my personal social security number?
    No, our goal is to help you build credit tied specifically to your EIN.
  • What documents will I need?
    Common documents include bank statements, tax returns, and a business plan, depending on the loan type.
  • How does the matching engine work?
    Our AI-powered platform analyzes your business profile against thousands of lending criteria to find the best match.
  • How do I become a partner?
    You can apply through our Partner Portal to start offering our funding solutions to your clients.
  • What are the commission structures?
    We offer competitive, transparent commission models for all our partners.